If you were going to build a house, you would need a house plan. This plan would tell you the size of the house, and how big each room would be. It would tell you where the windows would go and how high to make the ceilings. You would see where to put the plumbing for the bathrooms and kitchen. Obviously, you wouldn’t be able to know all these things without the house plan. Plans are necessary in order to reach a goal.
The same is true in handling your finances. Not knowing where your money is going makes it very difficult, at best, to plan for expenses that must be paid (heat, electric, home, insurance, etc.). Creating a budget is the best way to ensure there are enough funds available to pay your bills each month. Knowing the amounts of both your income and expenses will allow you to have a plan in place in order to meet your needs.
Our Budget Counseling Specialist can help you get on track with your finances. For more information or to schedule an appointment, call our office at 715-842-0944 or toll free 1-800-236-3792.